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The CobraTrak System: CobraGuard Automated COBRA Administration

CobraGuard provides the most advanced COBRA administration solution available. Our COBRA management system, CobraTrak, is a web-based automated system, assuring that your COBRA compliance is consistent, accessible and affordable. CobraTrak features include:

  • Employee benefits data
  • Census information
  • Dependents and life events
  • Proof of mailing to establish your compliance with COBRA

Notifications

Based on the employee benefits and related information you provide, CobraGuard assures worry-free compliance with required notifications.

The CobraTrak system sends:

  • Initial COBRA notifications to employees and dependents upon inception of coverage
  • Qualifying event notifications and election forms to employees and dependents upon the occurrence of a COBRA-qualifying event
  • Qualifying event verification to you and to your insurance carriers, avoiding unnecessary claims payment
  • Women's Health and Cancer Rights Act notices annually to all participants

Automated Ongoing Administration

Your ongoing compliance with COBRA regulations is worry-free – CobraTrak makes it easy:

  • Automatically requests data from participants as required by law
  • Automatically mails HIPAA Certificates of Creditable Coverage mailed to participants upon termination of coverage and upon termination of continuation coverage
  • Provides full-service administration of COBRA continuees
  • Processes elections and premium payments
  • Monitors timely receipt of elections and premium payment
  • Manages timelines and requirements for continued participation

Human Resource Solutions

COBRA Compliance at Your Fingertips

  • Access to Your Employee and Account Information – CobraGuard's secure, web-based system allows authorized access to your information, anytime, anywhere
  • Maintenance and Installation-Free – CobraGuard is an outsourced solution, so there's no software to install or upgrade
  • Simplified Data Submission – Need to enter or update employee information? Data can be submitted electronically through the CobraGuard website
  • No Surprises through Monthly Reporting – CobraGuard informs you monthly of your COBRA participation status
  • Toll-Free Access to Support - You're always within easy contact with our knowledgeable customer service representatives
  • Risk Management - CobraGuard assures consistent adjudication of your employees' COBRA eligibility and participation. CobraGuard maintains your records in compliance with the law - so that you can focus on your business.

For more information on CobraTrak, contact us at COBRA@liadvantage.com

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