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Merchant Services

Matchpoint Payment Solutions

POS SystemsAdvantage Payroll Services brings you another way to increase revenue for your business! Whether you currently accept credit card payments or are looking to start, our sister company, Matchpoint Payment Solutions can help!

Matchpoint Payment Solutions, offers a variety of innovative credit card processing options to better streamline your processing needs, reduce cost and improve customer interaction.


Let Matchpoint Payment Solutions help your business succeed with:

Quality Service

checkPayment Processing

MPS offers tech-forward solutions that work reliably wherever or however you need to make the sale.

checkMobile/Online Payments

Matchpoint Payment Solutions has the in-depth knowledge and expertise to set up merchants to accept credit cards online or on the go quickly and securely.


MPS leads the way in providing secure products. Trust in their fraud and breach protection services.

When it comes to credit card processing, many small business owners are still unaware of the October 15, 2015 Liability Shift—but they should be, because it could cost them.  After October 15th, banks are no longer accepting liability for fraudulent chip card payments made on a card reader not equipped to process EMV transactions. Matchpoint Payment Solutions specializes in processing solutions that are low-cost, tech-forward and EMV compatible.


Q: What are EMV cards?

A: EMV (Europay, Mastercard, Visa) enabled credit cards contain a small computer chip that makes them much harder to counterfeit. They will still have a magnetic stripe as well, but are intended to be “dipped” rather than “swiped.”  Internationally, a large majority of fraud occurs in the United States, largely because we still use the magnetic stripe technology that is much easier to fake.  The “dip” means the card stays within the reader for the whole transaction, while the chip and computer “talk” to one another, a more secure transaction.  That is why banks in the U.S. have begun the changeover process, to make data breaches like those at Target and other companies harder to pull off.

Q: What’s the importance of the upcoming Liability Shift?

A: Beginning in October of this year, a Liability Shift will take place.  Pre-shift, if a fraudulent credit card transaction was made, the banks would be liable for the money involved in that purchase.  Starting in October, if the fraudulent purchase was made with an EMV-enabled card, but the business did not have an EMV-enabled credit card terminal, the business assumes liability.

Q: How will this affect my business?

A: If you don’t have an EMV-enabled card reader, your business could be held liable for any fraudulent transaction made using an EMV-enabled card.  It could leave you on the hook for thousands of dollars.  But our partner, Matchpoint Payment Solutions (MPS) has a variety of EMV-enabled solutions to fit your business’ unique needs.

Q: How can Matchpoint help my business stay protected?

A: Matchpoint has a variety of EMV-enabled terminals and solutions to fit the unique demands of your company:


*Mini Wedge is only EMV-compatible when used with Converge or Talech.

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